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Should I Refinance?

Input Information
  Before Refinance After Refinance
Amount : ($)
Interest Rate : (%) (%)
Length : (Yrs) (Yrs)
Months Paid : (Mts)
Years Before Sell : (Yrs)
Fees and Points
Points : (%)
Origination Fees : (%)
Closing Cost : ($)
Your Taxes Rates
Tax Rate : (%)
State Tax Rate : (%)

Financial Analysis
  Before Refinance After Refinance
Monthly Payment : $1,304.12 $1,100.82
Total Monthly Payment : $78,247.10 $66,049.23
Monthly Payment Savings : $12,197.87
Total Interest Paid : $51,307.55 $44,908.96
Tax Savings : $15,905.34 $13,921.78
Tax Saving Losses : $1,983.56
Balance at Refinance : $228,745.59
Points Value : $2,287.46
Refinance amount : $226,458.14
Balance at Sale : $201,806.04 $205,317.87
Balance Losses : $3,511.82
Total Losses : $5,495.39
Total Closing Cost : $3,487.46
Total Savings : $12,197.87
Total Benefit
(Savings - Losses - Closing) :
$3,215.03